
The criteria for banks in Thailand to loan money or give mortgages for property to Thai nationals are quite strict. Foreigners, in certain circumstances, such as having a stable Thai job, work permit and are under 60 years of age, can obtain a certain level of finance but it is not easy.
It is now 6th Novmber, 2023. The rainy season is practically over and the cold season is coming. The groundwork is being started, just at the right time of the year.

Before the groundwork could continue a Thai Lucky Ceremony was held. My wife wanted such a ceremony so I went along with it. The ceremony was presided over by an elderly retired monk and the lucky ceremony lasted about 45 minutes. The date for this ceremony was determined by astrology or something similar and the chosen date had a direct bearing on when the groundwork was started a few days previously.